Starting a landscaping business: your first-month checklist
The usual order of things. Pick your state below for its exact rules, deadlines and official links.
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Get your EIN
Free from the IRS, online in about 10 minutes. Banks, clients and payroll all ask for it. You never need to pay a service for it. How to get it free
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Get general liability insurance
A thrown rock or a damaged sprinkler line is the most common claim in this trade. See options
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Insure your truck and trailer
Business use of a truck and trailer needs commercial auto coverage. See options
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Check the pesticide license rules
To apply fertilizer or weed control for paying customers you'll likely need a commercial applicator license from your state's department of agriculture.
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Open a business bank account
Keeps the company's money separate from yours, which is what protects your LLC. See options
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Finance your equipment
Spreading the cost of mowers and trimmers keeps cash free for payroll and fuel. See options
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Payroll and workers' comp before your first hire
Most states require workers' comp once you have employees, and payroll software handles the tax filings. See options
Pick your state
What insurance costs
| Coverage | Median per month |
|---|---|
| General liability | $51 |
| Business owner's policy (BOP) | $94 |
| Workers' compensation | $169 |
| Commercial auto | $204 |
Source: Insureon, Feb 2026. Your price depends on your work, location and history.