OwnerUnlocked

Starting a food truck: your first-month checklist

The usual order of things. Pick your state below for its exact rules, deadlines and official links.

  1. Get your mobile food vendor permits

    Your county or city health department usually issues food service permits. Call them before you sign a lease; most review kitchen plans first.

  2. Line up a commissary kitchen

    Many health departments require a licensed base kitchen for prep, storage and cleaning.

  3. Get food safety certified

    Most places require a certified food manager on staff and food handler cards for the crew.

  4. Get your EIN

    Free from the IRS, online in about 10 minutes. Banks, clients and payroll all ask for it. You never need to pay a service for it. How to get it free

  5. Open a business bank account

    Keeps the company's money separate from yours, which is what protects your LLC. See options

  6. Register for sales tax if you sell taxable goods or services

    Most states require a seller's permit before your first taxable sale.

  7. Insure the truck

    Commercial auto covers the truck on the road; general liability covers customers at the window. See options

  8. Choose a POS system

    Handles orders, card payments and tips, and feeds your bookkeeping. See options

Pick your state

What insurance costs

CoverageMedian per month
General liability$47
Business owner's policy (BOP)$190
Workers' compensation$100
Liquor liability$64
Commercial auto$222

Source: Insureon, Sep 2026. Your price depends on your work, location and history.