Starting a food truck: your first-month checklist
The usual order of things. Pick your state below for its exact rules, deadlines and official links.
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Get your mobile food vendor permits
Your county or city health department usually issues food service permits. Call them before you sign a lease; most review kitchen plans first.
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Line up a commissary kitchen
Many health departments require a licensed base kitchen for prep, storage and cleaning.
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Get food safety certified
Most places require a certified food manager on staff and food handler cards for the crew.
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Get your EIN
Free from the IRS, online in about 10 minutes. Banks, clients and payroll all ask for it. You never need to pay a service for it. How to get it free
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Open a business bank account
Keeps the company's money separate from yours, which is what protects your LLC. See options
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Register for sales tax if you sell taxable goods or services
Most states require a seller's permit before your first taxable sale.
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Insure the truck
Commercial auto covers the truck on the road; general liability covers customers at the window. See options
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Choose a POS system
Handles orders, card payments and tips, and feeds your bookkeeping. See options
Pick your state
What insurance costs
| Coverage | Median per month |
|---|---|
| General liability | $47 |
| Business owner's policy (BOP) | $190 |
| Workers' compensation | $100 |
| Liquor liability | $64 |
| Commercial auto | $222 |
Source: Insureon, Sep 2026. Your price depends on your work, location and history.