OTR Solutions review (2026): pricing, fees and who it's for
Freight factoring firm with recourse and non-recourse plans, instant payouts, fuel card and advances.
Good fit if
New authorities wanting non-recourse and instant funding
Pick something else if
You want published rates or Spanish-language service before signing anything.
What we like
- Instant 24/7/365 funding option on approved invoices, including holidays
- Non-recourse option: you keep your pay if an approved broker fails
- No credit check to start and no monthly minimum volume
- Advances up to 50% of linehaul before delivery
Watch out for
- Factoring rate and advance percentage are not published
- Contract length and cancellation terms not shown on its website
- No Spanish website or Spanish support option found
OTR Solutions pricing
| Plan | Price | Notes |
|---|---|---|
| Factoring (recourse or non-recourse) | Not published | Quote only; up to 0.5% off with OTR Fuel Card |
| Load advance | $15–$24 per advance | $15 to OTR Fuel Card; $24 via Comchek |
Prices as published on Oct 4, 2026. Confirm on their site; promotions change often.
The details
| Rate | Not published |
|---|---|
| Advance | Not published |
| Recourse | Both; True Non-Recourse for approved brokers |
| Contract | Not published |
| Minimums | No monthly minimum |
| Funding speed | Instant 24/7 option; most invoices within 24h |
| Fuel advance | Up to 50% of linehaul; $15–$24 fee |
| Broker credit checks | Yes, 24/7 in app and portal |
| Fuel card | OTR Fuel Card; no credit check |
| New authorities | Yes; has new-authority program, no credit check |
Before you sign up
You'll need
- Proof of insurance
- Articles of organization (ownership documents)
- Operating authority (USDOT/MC)
Do this first: You'll need your MC/USDOT number, a certificate of insurance and your rate confirmations and bills of lading.
What users say in public ratings
Seen on Oct 4, 2026. App store ratings mostly reflect the app; Trustpilot leans toward billing and support stories.
OTR Solutions alternatives
- 8.0/10BobtailOwner-operators wanting capped rates and a 90-day trial · Negotiable OTR Solutions vs Bobtail
- 6.9/10OutgoDAT One users wanting published rates, no annual contract · 3% (<$18k/mo) OTR Solutions vs Outgo
- 6.3/10RTS FinancialSmall fleets wanting factoring, fuel card and Spanish help · Price on request OTR Solutions vs RTS Financial
Questions
How much does OTR Solutions cost?
Factoring (recourse or non-recourse): Not published; Load advance: $15–$24 per advance.
Does OTR Solutions have a free plan?
No free plan or free trial is published.
Does OTR Solutions offer help in Spanish?
We couldn't confirm Spanish support. Ask them before you sign up.
What do I need to sign up for OTR Solutions?
Proof of insurance; Articles of organization (ownership documents); Operating authority (USDOT/MC).
Is OTR Solutions good for a new business?
It fits new authorities wanting non-recourse and instant funding. Pick something else if you want published rates or Spanish-language service before signing anything.
What are the alternatives to OTR Solutions?
Bobtail (Owner-operators wanting capped rates and a 90-day trial); Outgo (DAT One users wanting published rates, no annual contract); RTS Financial (Small fleets wanting factoring, fuel card and Spanish help).
Sources
- otrsolutions.com
- otrsolutions.com/faqs
- otrsolutions.com/solutions/true-non-recourse-factoring
- otrsolutions.com/factoring-for-owner-operators
- otrsolutions.com/freight-factoring-for-new-authorities
- trustpilot.com/review/otrsolutions.com
- apps.apple.com/us/app/otr-solutions/id1535523322
Checked Oct 4, 2026. Something out of date? Tell us. Our score is calculated from public facts; partners can't pay for a better one.