OwnerUnlocked

OTR Solutions vs Outgo: which is better for a new business? (2026)

6.6/10
OTR Solutions
From $15 one-time

Choose OTR Solutions if: New authorities wanting non-recourse and instant funding

Skip it if: You want published rates or Spanish-language service before signing anything.

Visit OTR Solutions
6.9/10
Outgo
3% (<$18k/mo)

Choose Outgo if: DAT One users wanting published rates, no annual contract

Skip it if: You need fuel advances, a fuel discount card, or confirmed Spanish support.

Visit Outgo

Quick verdict

Higher OwnerUnlocked scoreOutgo (6.6 vs 6.9)
Lower starting priceTie (From $15 one-time vs 3% (<$18k/mo))
Better public ratingsOTR Solutions (4.7 vs 4.3 / 5)
More Spanish helpTie (Not confirmed vs Not confirmed)

Side by side

6.6/10OTR SolutionsFrom $15 one-time Visit
6.9/10Outgo3% (<$18k/mo) Visit
Best forNew authorities wanting non-recourse and instant fundingDAT One users wanting published rates, no annual contract
Skip ifYou want published rates or Spanish-language service before signing anything.You need fuel advances, a fuel discount card, or confirmed Spanish support.
Free plan or trialNoNo
SpanishNot confirmedNot confirmed
SupportPhone 770-882-0124; 24/7; dedicated account managerPhone (201) 730-6980, email; M-F 9am-8pm ET
Mobile appYesYes
Public rating4.9/5 (App Store, 2,708)4.3/5 (App Store, 37)
RateNot published3% (<$18k/mo), 2.5% ($18k–$80k), 1% card spend
AdvanceNot published100% minus fee; no reserves
RecourseBoth; True Non-Recourse for approved brokersNon-recourse (broker bankruptcy)
ContractNot publishedNo annual contract; 15-day cancellation notice
MinimumsNo monthly minimumNo minimum fees
Funding speedInstant 24/7 option; most invoices within 24hWithin 4 hours if qualified; else up to 2 business days
Fuel advanceUp to 50% of linehaul; $15–$24 feeNot published
Broker credit checksYes, 24/7 in app and portalFree broker credit checks
Fuel cardOTR Fuel Card; no credit checkNo; Visa debit card instead
New authoritiesYes; has new-authority program, no credit checkNeeds MC or DOT number; authority age not stated
Top pros
  • Instant 24/7/365 funding option on approved invoices, including holidays
  • Non-recourse option: you keep your pay if an approved broker fails
  • Published rates: 3% under $18k/month, 2.5% up to $80k
  • No annual contract; cancel with 15 days' notice
Watch out for
  • Factoring rate and advance percentage are not published
  • Contract length and cancellation terms not shown on its website
  • 1% rate applies only to Outgo Card spending or Day-30 waits
  • Factoring limit depends on business size, age and history

OTR Solutions

  • Instant 24/7/365 funding option on approved invoices, including holidays
  • Non-recourse option: you keep your pay if an approved broker fails
  • No credit check to start and no monthly minimum volume
  • Advances up to 50% of linehaul before delivery
  • Factoring rate and advance percentage are not published
  • Contract length and cancellation terms not shown on its website
  • No Spanish website or Spanish support option found

Outgo

  • Published rates: 3% under $18k/month, 2.5% up to $80k
  • No annual contract; cancel with 15 days' notice
  • Non-recourse, no reserves and no minimum fees
  • Factorable loads are flagged inside the DAT One load board
  • 1% rate applies only to Outgo Card spending or Day-30 waits
  • Factoring limit depends on business size, age and history
  • 4-hour funding needs prior broker history and a 3pm ET cutoff

Also worth a look

Questions

Is OTR Solutions or Outgo cheaper?

Their published starting prices can't be compared directly (From $15 one-time vs 3% (<$18k/mo)). Ask both for a quote.

Which has better reviews?

OTR Solutions, with 4.7/5 on average across the public ratings we checked.

Which one helps in Spanish?

OTR Solutions: Not confirmed. Outgo: Not confirmed.

Can I switch from one to the other later?

Yes, though switching mid-year takes some setup. Export your records before you cancel, and check for annual contracts or cancellation notice periods.

Facts from each company's own pages and public rating sites, checked Oct 4, 2026. How we rate.