Best tools / Insurance

Best business insurance for a trucking company (2026)

Ranked for a new trucking company: our score plus what matters in your trade.

1. 1NEXT Insurance 8.4 New owners wanting fast online coverage from one insurerSpanish help · phone support · 4.6/5 user rating ReviewVisit
2. 2Insureon 7.4 Owners comparing carriers who want a licensed agent's helpSpanish help · phone support · 4.6/5 user rating ReviewVisit
3. 3Thimble 7.3 Gig and project workers needing coverage per jobphone support · 4.5/5 user rating ReviewVisit
4. 4Simply Business 6.7 Solo owners comparing basic liability quotes onlinephone support ReviewVisit
5. 5Hiscox 5.8 Consultants and professionals needing professional liability coverageSpanish help · phone support ReviewVisit

What insurance costs a trucking company

Coverage	Typical per year
Full package, first year of new authority	$15,900
Primary auto liability	$6,500
Physical damage	$2,830
Motor truck cargo	$1,060

Source: Truck Writers, Sep 2026. Your price depends on your work, location and history.

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Ranked by our score (same formula for every tool), with a bonus for tools built for your trade. How we rate