Simply Business review (2026): pricing, fees and who it's for
Travelers-owned online marketplace comparing small-business quotes from 18 insurers.
Good fit if
Solo owners comparing basic liability quotes online
Pick something else if
You need Spanish help, commercial auto, cyber coverage, or a mobile app.
What we like
- Compares 18 carriers, including Travelers, Liberty Mutual, Hiscox, and CNA.
- Low-end prices published: general liability $20.75/mo, BOP $33.75/mo.
- Online quote in under 10 minutes; certificates downloadable 24/7.
- Covers 400+ business types; offers workers' comp for sole proprietors.
Watch out for
- No Spanish-language website or support found.
- No commercial auto or cyber insurance listed among its products.
- Cancelling requires a phone call; service line weekdays 9am–6pm ET.
Simply Business pricing
| Plan | Price | Notes |
|---|---|---|
| General liability | from $20.75/mo | 10th percentile of policies sold Jul–Dec 2025 |
| Professional liability | from $25.83/mo | 10th percentile of policies sold Jul–Dec 2025 |
| Business owner's policy (BOP) | from $33.75/mo | 10th percentile of policies sold Jul–Dec 2025 |
| Workers' comp | from $38.91/mo | 10th percentile of policies sold Jul–Dec 2025 |
Prices as published on Oct 4, 2026. Confirm on their site; promotions change often.
The details
| Type | Online agency comparing several carriers |
|---|---|
| Published prices | GL from $20.75/mo |
| Coverages | general liability, professional/E&O, workers' comp (incl. sole proprietors), BOP, tools/equipment (inland marine), business personal property |
| Instant certificate | Yes, most in minutes online, 24/7 |
| Monthly payments | Monthly or yearly for select coverages and insurers |
| Cancel anytime | By phone (policyholder only); refund terms not published |
| States | All 50 states + DC |
| Insurer and rating | 18 carriers incl. Travelers, Liberty Mutual, Hiscox, CNA, Markel, Arch, biBERK |
| Time to quote | Under 10 minutes online |
| Who it's for | 400+ types: construction, cleaning, professional services, retail, e-commerce, food |
| Claims | File with your carrier; many accept claims online 24/7 |
Before you sign up
You'll need
- Answers about your business in one online form
- Credit or debit card for billing
Do this first: Have your trade, your expected yearly revenue and payroll, and the coverage amount your clients or landlord ask for.
What users say in public ratings
Seen on Oct 4, 2026. App store ratings mostly reflect the app; Trustpilot leans toward billing and support stories.
Simply Business alternatives
- 8.4/10NEXT InsuranceNew owners wanting fast online coverage from one insurer · From $14/mo Simply Business vs NEXT Insurance
- 7.4/10InsureonOwners comparing carriers who want a licensed agent's help · From $45/mo Simply Business vs Insureon
- 7.3/10ThimbleGig and project workers needing coverage per job · From $17/mo Simply Business vs Thimble
- 5.8/10HiscoxConsultants and professionals needing professional liability coverage · From $23/mo Simply Business vs Hiscox
Questions
How much does Simply Business cost?
General liability: from $20.75/mo; Professional liability: from $25.83/mo; Business owner's policy (BOP): from $33.75/mo; Workers' comp: from $38.91/mo.
Does Simply Business have a free plan?
No free plan or free trial is published.
Does Simply Business offer help in Spanish?
Not that we could find: the app and support are in English.
What do I need to sign up for Simply Business?
Answers about your business in one online form; Credit or debit card for billing.
Is Simply Business good for a new business?
It fits solo owners comparing basic liability quotes online. Pick something else if you need Spanish help, commercial auto, cyber coverage, or a mobile app.
What are the alternatives to Simply Business?
NEXT Insurance (New owners wanting fast online coverage from one insurer); Insureon (Owners comparing carriers who want a licensed agent's help); Thimble (Gig and project workers needing coverage per job); Hiscox (Consultants and professionals needing professional liability coverage).
Sources
- simplybusiness.com
- simplybusiness.com/about-us/
- simplybusiness.com/contact-us
- simplybusiness.com/help-center/
- simplybusiness.com/claims/
- simplybusiness.com/certificate-of-insurance/
- simplybusiness.com/business-insurance/insurance-providers/
- woocommerce.com/products/simply-business/
- fitsmallbusiness.com/simply-business-insurance-review/
- trustpilot.com/review/simplybusiness.com
Checked Oct 4, 2026. Something out of date? Tell us. Our score is calculated from public facts; partners can't pay for a better one.