OwnerUnlocked

What does business insurance cost?

Median monthly prices from published data, by trade. Your price depends on your work, location, payroll and history.

CoverageMedian per month
General liability$83
Business owner's policy (BOP)$115
Workers' compensation$160
Commercial auto$270
Tools and equipment$42

Source: Insureon, Aug 2026. Your price depends on your work, location and history.

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