Best tools / Banking
Business bank accounts for new businesses
A separate account protects your LLC and makes taxes simple. These have no monthly fee on their basic plans.
Found
Business checking with built-in bookkeeping, tax set-asides and invoicing for one-person businesses.
Novo
Business checking with no monthly fee, free ACH transfers and invoicing.
Relay
Free business checking with several sub-accounts and cards, so you can budget by job or purpose.
How to choose
Look for no monthly fee, free ACH transfers, a debit card for each person who spends, and whether you'll need to deposit cash (online banks often can't take it).
Listed in no particular order. Prices are the companies' own published starting prices, checked October 2026; confirm on their site. Some links are partner links and we may earn a fee if you sign up, at no cost to you.