OwnerUnlocked

FreshBooks vs QuickBooks Online: which is better for a new business? (2026)

7.9/10
FreshBooks
From $23/mo

Choose FreshBooks if: Solo service providers who bill clients by invoice

Skip it if: You bill more than 5 clients yet need a plan under $43/month.

Visit FreshBooks
9.4/10

Choose QuickBooks Online if: Businesses whose accountant already works in QuickBooks

Skip it if: You need a cheap paid plan; Essentials costs $85/mo after the August 2026 increase.

Visit QuickBooks Online

Quick verdict

Higher OwnerUnlocked scoreQuickBooks Online (7.9 vs 9.4)
Lower starting priceQuickBooks Online (From $23/mo vs Free plan)
Better public ratingsQuickBooks Online (4.2 vs 4.7 / 5)
More Spanish helpQuickBooks Online (Not confirmed vs Spanish support)

Side by side

7.9/10FreshBooksFrom $23/mo Visit
9.4/10QuickBooks OnlineFree plan Visit
Best forSolo service providers who bill clients by invoiceBusinesses whose accountant already works in QuickBooks
Skip ifYou bill more than 5 clients yet need a plan under $43/month.You need a cheap paid plan; Essentials costs $85/mo after the August 2026 increase.
Free plan or trial30 daysFree plan
SpanishNot confirmedSpanish support
SupportPhone, email in office hours; 24/7 AI chatbotPhone callback, chat; M-F 6am-6pm, Sat 6am-3pm PT
Mobile appYesYes
Public rating4.7/5 (App Store, 10,979)4.7/5 (App Store, 269,626)
Price$23/mo (Lite); $1/mo first-year promo$0 (Free); paid from $38/mo
Free planNo free plan2 invoices/mo, 1 bank, 1 user, 2 receipts/mo, 5 trips/mo
UsersOwner only; +$11/mo per team member1 user + 2 accountants (Simple Start)
InvoicingUnlimited invoices; client limits by planUnlimited on paid plans; 2/mo on Free
Bank connectionYes, all plans; reconciliation on Plus and upYes; Free plan limited to 1 bank
Receipt capturePlus and upYes; 2/mo on Free
Mileage trackingYes, mobile app, all plansYes, GPS in mobile app; 5 trips/mo on Free
Payroll add-on$40/mo + $6/mo per personBundle from $88/mo + $6.50/employee (with Simple Start)
Sales taxTaxes on invoices + sales tax summary reportAutomatic on paid plans; manual on Free
Time trackingYes, all plansEssentials and up
InventoryBasic stock counts on itemsPlus and up
Accountant accessPlus and up2 accountants on paid plans; none on Free
1099 contractorsExpense reports only; 1099-NEC via payroll add-onTrack and file 1099s; free e-file on Advanced
Online payment feesCards 2.9% + 30¢; ACH 1%Cards 2.99%; ACH 1% ($1 min); keyed 3.5%
Top pros
  • Lite promo: $1/month for the first year (regular $23).
  • Unlimited time tracking and mobile mileage tracking on every plan.
  • Free plan includes 1 bank connection and 2 invoices per month.
  • Paid plans include automatic sales tax, mileage tracking and receipt capture.
Watch out for
  • Lite caps billable clients at 5; Plus caps them at 50.
  • No team members included; each added user costs $11/month.
  • Essentials and Plus rose to $85 and $140 per month in August 2026.
  • US version has no Spanish interface; Spanish help uses an interpreter.

FreshBooks

  • Lite promo: $1/month for the first year (regular $23).
  • Unlimited time tracking and mobile mileage tracking on every plan.
  • Invoices and estimates can be sent in Spanish to chosen clients.
  • 30-day free trial with no credit card; 30-day money-back guarantee.
  • Lite caps billable clients at 5; Plus caps them at 50.
  • No team members included; each added user costs $11/month.
  • Receipt scanning and accountant access start at Plus ($43/month).

QuickBooks Online

  • Free plan includes 1 bank connection and 2 invoices per month.
  • Paid plans include automatic sales tax, mileage tracking and receipt capture.
  • Simple Start lets 2 accountants access your books at no extra cost.
  • Mobile app rated 4.7/5 from about 270,000 App Store ratings.
  • Essentials and Plus rose to $85 and $140 per month in August 2026.
  • US version has no Spanish interface; Spanish help uses an interpreter.
  • Free plan has no accountant access and only 2 receipt scans monthly.

Also worth a look

Questions

Is FreshBooks or QuickBooks Online cheaper?

QuickBooks Online starts lower: From $23/mo for FreshBooks vs Free plan for QuickBooks Online. Compare the plan you'd actually use, including add-ons.

Which has better reviews?

QuickBooks Online, with 4.7/5 on average across the public ratings we checked.

Which one helps in Spanish?

FreshBooks: Not confirmed. QuickBooks Online: Spanish support.

Can I switch from one to the other later?

Yes, though switching mid-year takes some setup. Export your records before you cancel, and check for annual contracts or cancellation notice periods.

Facts from each company's own pages and public rating sites, checked Oct 4, 2026. How we rate.