OwnerUnlocked

RUN Powered by ADP vs Gusto: which is better for a new business? (2026)

6.3/10
RUN Powered by ADP
Price on request

Choose RUN Powered by ADP if: Owners who want 24/7 phone help and room to grow

Skip it if: You want to see and compare prices online before talking to a salesperson.

Visit RUN Powered by ADP
7.3/10
Gusto
From $49/mo

Choose Gusto if: Single-state teams that want published, month-to-month pricing

Skip it if: You pay workers in several states on a tight budget, or need a Spanish app.

Visit Gusto

Quick verdict

Higher OwnerUnlocked scoreGusto (6.3 vs 7.3)
Lower starting priceTie (Price on request vs From $49/mo)
Better public ratingsRUN Powered by ADP (4.9 vs 4.7 / 5)
More Spanish helpTie (Not confirmed vs Not confirmed)

Side by side

6.3/10RUN Powered by ADPPrice on request Visit
7.3/10GustoFrom $49/mo Visit
Best forOwners who want 24/7 phone help and room to growSingle-state teams that want published, month-to-month pricing
Skip ifYou want to see and compare prices online before talking to a salesperson.You pay workers in several states on a tight budget, or need a Spanish app.
Free plan or trialNoNo
SpanishNot confirmedNot confirmed
SupportPhone and chat 24/7Phone, chat, email; M-F 6am-6pm MST
Mobile appYesYes
Public rating4.9/5 (App Store, 51,368)4.8/5 (App Store, 51,124)
Base priceNot published$49/mo (Simple)
Per personNot published$6/mo per person (Simple)
Contractors onlyNot publishedNo separate plan since Oct 2026; $49/mo + $6/contractor on Simple
Files payroll taxes for youYes, all packages (federal, state, local)Yes, all plans (federal, state, local)
Workers in several statesIncluded in all packagesPlus and Premium only
Direct deposit speedNot published4-day at start, 2-day after 15 days; next-day on Plus
Workers' compPay-as-you-go add-onPay-as-you-go via NEXT Insurance, from $14/mo
BenefitsHealth and retirement add-ons; employee discounts includedHealth, dental, vision (premiums only); 401(k), HSA/FSA
Time trackingAdd-on on all packagesIncluded in Plus; $6/person add-on on Simple
HR toolsHR HelpDesk and handbook in Complete and HR ProHR guidance and resources on Premium only
W-2s and 1099sCreated and e-filed; additional feeIncluded; filed for you
Setup feeNot publishedNone (free account setup)
Free trialNo trial; 3 months free (months 4-6) if started by Oct 22, 2026None listed
Top pros
  • 24/7 phone and chat payroll support included in every package.
  • All packages file federal, state and local taxes, including multiple states.
  • Public pricing: Simple plan is $49/mo + $6 per person.
  • Files federal, state and local payroll taxes plus W-2s and 1099s.
Watch out for
  • Prices not published; you must request a quote from ADP sales.
  • W-2 and 1099 form preparation carries an additional fee.
  • Simple covers one state; multi-state requires Plus at $80/mo + $12/person.
  • New accounts start on 4-day deposit; next-day costs $15/mo + $3/person on Simple.

What payroll will cost you

PayrollPer monthPer year
RUN Powered by ADPQuote only
Gusto$67$804

Cheapest full-service plan, list prices, before promotions. State registration and workers' comp are extra.

RUN Powered by ADP

  • 24/7 phone and chat payroll support included in every package.
  • All packages file federal, state and local taxes, including multiple states.
  • ADP pays fines caused by its own tax-filing errors.
  • Run payroll online, by phone call, or in the mobile app.
  • Prices not published; you must request a quote from ADP sales.
  • W-2 and 1099 form preparation carries an additional fee.
  • Fees rise with payroll frequency, including extra off-cycle runs.

Gusto

  • Public pricing: Simple plan is $49/mo + $6 per person.
  • Files federal, state and local payroll taxes plus W-2s and 1099s.
  • Unlimited payroll runs; no extra fee for off-cycle payrolls.
  • Month-to-month; contractors billed only in months you pay them.
  • Simple covers one state; multi-state requires Plus at $80/mo + $12/person.
  • New accounts start on 4-day deposit; next-day costs $15/mo + $3/person on Simple.
  • Mobile app is English-only; phone support weekdays 6am-6pm MST.

Also worth a look

Questions

Is RUN Powered by ADP or Gusto cheaper?

Their published starting prices can't be compared directly (Price on request vs From $49/mo). Ask both for a quote.

Which has better reviews?

RUN Powered by ADP, with 4.9/5 on average across the public ratings we checked.

Which one helps in Spanish?

RUN Powered by ADP: Not confirmed. Gusto: Not confirmed.

Can I switch from one to the other later?

Yes, though switching mid-year takes some setup. Export your records before you cancel, and check for annual contracts or cancellation notice periods.

Facts from each company's own pages and public rating sites, checked Oct 4, 2026. How we rate.